first time knowing tat i m eligible to apply a visacard...i was so excited...i felt very happy.i thought visa card need a fix income or hav to put quite a amount into the bank...but i learn it from my colleague tat the UOB bank gt a debit card mean for students which can use as visa or atm card n u jus hav to deposit a min. of $100 n no deduction of $$ when ur deposit gt lower tat the amount...it was such a privillage for us...can have the feeling of havin a visa card n also it has e banking services...coz the card does not come wif a bank book once u open the account n the card...u only can view ur interest receive n transaction[deposit or withdrawal of $$] through internet,its much more convenient liao...i like promoting the visa card to my frens like tat...but it is quite a good ting for u to jus open another account n hav a card which entitle u to 2 choice of either using it as atm or visa card...beside this u also can apply for a supplementary card which only allows u to use as atm card lor...quite good right?come on go sign up lah...its so easy n convenient...1 secret is tat u no need to queue too long in front of POSB atm machines anymore but also another bank's machine...haha...